Disclaimer

All content published on RiseLaxmi — including but not limited to courses, video lectures, written materials, webinars, blog posts, social media posts, and daily stock analysis — is provided strictly for educational and informational purposes only. The information is intended to help users understand financial markets and the Nepal Stock Exchange (NEPSE) in general terms.

Nothing on this platform constitutes, or should be construed as, professional financial advice, investment advice, trading advice, legal advice, tax advice, or any other form of regulated advice.

RiseLaxmi is an educational platform, not a licensed investment advisor, broker-dealer, stockbroker, or financial planner. The content we provide does not constitute a recommendation to buy, sell, hold, or trade any security, financial instrument, or asset of any kind.

Any examples of trading strategies, chart patterns, stock selections, or market analyses discussed on this platform are provided solely for illustration and educational purposes. They do not represent actual trades placed by RiseLaxmi or its instructors on behalf of any user.

You, the user, are solely responsible for all investment and trading decisions you make. Before making any investment or financial decision, you should:

• Conduct your own thorough research and due diligence;
• Assess your own financial situation, risk tolerance, and investment objectives;
• Consult a qualified, licensed financial advisor registered with the appropriate regulatory authority in Nepal;
• Understand that investing in securities involves substantial risk of loss.

Past performance of any security, strategy, or market analysis discussed on RiseLaxmi does not guarantee or predict future results. The financial markets are inherently unpredictable. Historical data, backtested results, and example trades shown in our educational content may not reflect actual trading outcomes.

Investing in securities listed on NEPSE or any other exchange involves significant market risk, including but not limited to the risk of total loss of capital. Prices of securities can and do go down as well as up. Economic conditions, government policy, global events, and other factors outside your control can substantially affect the value of investments.

To the maximum extent permitted by applicable law, RiseLaxmi, its owners, directors, instructors, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages, including but not limited to financial losses, loss of profits, loss of data, or goodwill, arising out of or in connection with:

• Your use of, or inability to use, any content on this platform;
• Any investment or trading decision you make based on content from this platform;
• Any errors, omissions, or inaccuracies in the content provided;
• Any unauthorised access to or use of our servers or personal data stored therein.

Nothing in this disclaimer limits our liability for fraud, death or personal injury caused by our negligence, or any liability that cannot be excluded or limited under applicable Nepalese consumer protection laws.

While we strive to ensure the accuracy and timeliness of all content on RiseLaxmi, we do not warrant that the information is complete, accurate, current, or error-free. Market data, prices, statistics, and regulatory information are subject to change without notice. We reserve the right to update, modify, or remove content at any time.

Any specific stocks, companies, sectors, or market scenarios mentioned in our educational content are used solely as illustrative examples. They do not represent endorsements, recommendations, or opinions on the suitability of those securities for any particular investor.

RiseLaxmi may include links to third-party websites, resources, or services for informational purposes. We do not control, endorse, or take responsibility for the content, accuracy, or practices of any third-party websites. Accessing third-party links is at your own risk.

We strongly encourage all users to consult a qualified and licensed financial advisor, stockbroker, or investment professional registered under the relevant regulatory bodies in Nepal before making any investment decisions. RiseLaxmi education is a complement to, not a substitute for, professional financial guidance.

RiseLaxmi reserves the right to update or modify this disclaimer at any time without prior notice. Your continued use of the platform following any changes constitutes your acceptance of the updated disclaimer. We encourage you to review this page periodically.